Born disruptor. Oscar Flores is a Swiss-raised fintech entrepreneur, software architect, and cross-border strategist with over 20 years of experience building and scaling financial technology. Multilingual and globally minded, he has founded and successfully exited six tech companies, including Paguelofacil.com, Central America's first payment gateway. Since entering crypto in 2013, Oscar has led blockchain-based innovations and served as CTO for U.S. fintech firms managing multimillion-dollar platforms.

Today, as CEO and founder of mPos Global, he focuses on next-generation payment technologies and cross-border infrastructure. MIT-certified in innovation and cybersecurity, Oscar combines deep technical expertise with strategic vision, making him a true disruptor in the fintech space.

Innovation trailblazer. Jonathan "Jony" Palacios is an innovation trailblazer and payments expert with over 15 years of experience in the financial industry. He served as Director of Business Development at Visa International, where he advanced co-branded card programs, e-commerce with advanced fraud prevention, and next-gen solutions like mPOS, tap-to-pay, and contactless payments. Jony also contributed for 7 years at BAC Credomatic, leading digital transformation across consumer and corporate banking. Jony holds an MBA in Finance from INCAE Business School and an Advanced Certificate in Management, Innovation & Technology from MIT Sloan.

Empowering leader. Justin is an empowering leader and payments executive with over 17 years of experience in the U.S. financial sector. Currently the CEO of Paynada and former Senior Vice President of Sales at North American Bancard, Justin has also held senior roles at multiple Fortune 250 companies. His expertise spans leadership, consultative sales, organizational restructuring, human relations, profit & loss management, merchant acquisition, POS, and mobile payment solutions. Passionate about driving disruptive growth, Justin is recognized for his ability to lead teams and scale businesses with impact.

Computer genius. Javier is a senior developer and software architect with 18 years of experience, mastering more than 15 programming languages, and over 1,000 completed projects. A key force behind Unblock's growth, he specializes in payment processing, particularly within Visa and Mastercard's international networks and third-party processors worldwide. Javier has led PCI, MTIP, ADV1, and ISO8583 messaging certifications, bringing exceptional technical expertise to transactional platform development. Simply put — he's a true computer genius.

Yves is an AML Officer at Unblock, bringing over 4 years of specialized experience in crypto compliance. He is dedicated to ensuring Unblock meets the strictest Swiss and international regulatory standards while facilitating seamless financial innovation. With a focus on safeguarding both clients and the company, he helps Unblock maintain secure, compliant, and trusted payment solutions in the evolving digital assets space.

Armand is our deputy compliance officer who brings legal, regulatory, and business advisory expertise to Unblock. With experience guiding international clients into the Swiss market, he focuses on strategic compliance initiatives that ensure both operational integrity and regulatory compliance. At Unblock, he focuses on delivering tailored compliance solutions for the crypto industry and financial intermediaries, ensuring our platforms meet the highest regulatory standards while scaling efficiently and securely.