Your funds
should move
as easy as
you wish

We believe your family should receive your money in no time when it needs to. We don’t want you to lose money and peace of mind when you do it. We believe you could pay digitally in a physical store just because you feel like it. We believe you can get your salary on a digital wallet without any fear of loss. We believe you should get funds from your peers without them having to pay hidden fees or wait for an unnerving amount of time until things get done. 

What is the state of international transfers right now? Exclusive. Not digital. Bureaucratic. Conditional. Most importantly, slow. It keeps people far from each other and their needs. It keeps people anchored to the belief that digital in finance equals amateur and insecure. And it keeps people blocked in processes they don’t want and costs they don’t need to pay. We are committed to changing the state of the art so you can be on the other side of these barriers. 

We transform, simplify, and innovate the system for you to feel empowered, connected, and liberated with the agility of digital payments on blockchain tech and the strength of traditional banking. So that your wishes can move faster. And your money, too.


Speed up transfers. Save
money. Pay digital

Request or send money faster. Remit safely to anyone via secure payment links. Get your P2P transfer in minutes via blockchain. Your money, your choice. Our choice? We make sure only the best financial institutions have your back. Your time, money, and budgetary goals all count. That’s why we strive to let you save the former and reach the latter directly from your phone. Barriers free. Risk free.


No threats,
zero stress.

We want to make sure your transactions are smooth and your money is always safe. That’s why we operate on a PCI level 1 environment. Our cybersecurity measures and enhanced monitoring program, coupled with strict adherence to Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations, keep your assets shielded from cyber threats and potential theft.

We invest in transparency.

We subject ourselves to external audits conducted by independent third-party experts. We do this regularly, every 6 months. This practice guarantees that we operate fairly and squarely, providing you with the utmost peace of mind.

We earn your

At Unblock, we operate under the strict guidance of the Swiss Financial Market Supervisory Authority (FINMA). This regulatory oversight ensures that our operations adhere to the highest standards, minimizing the risk of any fraudulent activity.

You will always come first.

We have your back, no matter where you are. We want your transactions to be seamless, other than time and cost-effective, from anywhere in the world. Our focus will always be on your assets and on how we should keep researching and innovating for your goals to be closer and your life to be easier.


Driven, skilled, expert. Meet our founders, leaders, and advisors.

Founder – Chief Executive Officer


Born disruptor. Fintech entrepreneur since 2001, crypto investor since 2013, and solutions developer for blockchain and cryptocurrencies since 2016. Oscar is the founder of  6 technology companies, including a successful exit of, and currently, he’s also the CEO of mPos Global.

Oscar has been CTO of companies in the United States, in charge of the development of financial platforms with budgets in the tens of millions of dollars. He is a software engineer and architect with a professional certification from MIT in innovation technologies, cybersecurity and complex systems architecture. A curious mind, driven, thorough, and passionate about all things tech. But this is something you might already guessed, right?

Founder – Chief Operating Officer

Jonathan Palacios

Innovation trailblazer. Former Director of Business Development at VISA International, with more than 15 years of experience in the Financial Industry and considered Payment Expert in Latin America.

For 7 years, Jony led the business areas responsible for the digital transformation for consumers and businesses in BAC Credomatic, the main Financial Institution in Central America. During his 4 years at Visa International, he consolidated his expertise in payments, and supported the implementation of Co-Branded card programs: electronic commerce with sophisticated fraud prevention systems, and new payment solutions such as mPOS, tap to phone, push payments, mass transit terminal and digital payment ecosystems. Jonathan has a Master of Business Administration with an emphasis in Finance from INCAE Business School and an Affiliate Graduate from MIT Sloan School of Management with an Advanced Certificate for Executives in Management, Innovation and Technology.

Board Advisor

Justin muntean

Empowering leader. CEO of Paynada, Former Senior Vice President of Sales for North American Bancard, Justin has more than 17 years of experience in the US financial sector focused on both payment industry and management of financial institutions.

Justin held several senior positions at top Fortune 250 companies and he’s a leadership expert, consultative sales, organization restructuring, human relations management, profit and loss management, merchant and affiliate acquisition, exchange, point of sale, and mobile payment solutions. He just loves driving disruptive business growth and if you work by his side,  you can tell!

Chief Technology Officer


Computer genius. Senior Developer and Architect in more than ten programming languages, 18 years of experience in tech, over 1000 completed projects, and a successful developer of transactional platforms. 

Key element in the growth and success of Unblock, Javier is an expert in payment processing with a focus on  Visa and MasterCard international networks or third-party processors in multiple countries, carrying out PCI, MTIP, ADVT, or ISO8583 messaging certifications and giving extraordinary value with his skills. Did we already mention that he’s a computer genius? Well, we just wanted to make sure.

Payments Solutions Specialist


Top achiever. Former Manager of Affiliations at American Express and General Manager at Paguelofacil, now COO at mPos Global for Panama, Colombia and Central America. Always on the customer’s side, because he loves ensuring only the right solutions at the best price. 

Great at surpassing his milestones, but even better at guiding and accompanying his clients in successful ventures within the world of electronic commerce. True growth hacker, he’s always improving the systems he works in and the empowerment of those around him. If having more than 3000 clients in his portfolio doesn’t tell the story of how driven he is, we don’t know what would.

Chief Financial Officer

Daniel Otazo

Thinker and doer. Daniel boasts over 20 years of experience in the financial sector, encompassing Investment Banking, Asset Management, and Retail Banking. At the age of 18, he was awarded the prestigious Carl Duisberg Gesellschaft scholarship, though which he pursued his undergraduate studies in Germany. As a management consultant in Germany, Switzerland, and the United Kingdom, he gained extensive expertise, in investment analysis, portfolio management, and mergers and acquisitions.

After spending many years in Europe, Daniel assumed high-level executive positions in various financial institutions and investment companies, both in Latin America and the USA. These roles encompassed CEO, CFO, Director of Risk, Investment Committee Advisor, Asset and Liability Committee Chairman, and Board Member. He holds a bachelor’s degree in computer engineering with a specialization in applied mathematics and algorithms from the University of Applied Sciences in Konstanz, Germany. Additionally, he earned a Master of Business Administration from the University of Edinburgh, United Kingdom. Daniel is also a holder of the Chartered Financial Analyst (CFA) designation.

Head of Blockchain Solutions and Architect

Carlos Vivas

Into crypto since 2014. And not only that: since then, Carlos has been working in the architecture and engineering of business solutions based on blockchain and DLT for companies. He worked for ConsenSys, leader in Ethereum tech.

PhD in Innovation Economics at the Universidàd Autonoma de Madrid, Carlos now works as Senior Principal Engineer / Director in the area of ​​innovation and research at Depository Trust and Clearing Corporation (DTCC), the main post-trading market infrastructure in the financial industry of the United States that processes billions of dollars in securities transactions on a daily basis. 

Swiss General Manager

Ludovic Saint-Germain

Systems wizard. Over 15 years of experience designing and implementing Computer Systems in Switzerland. An expert in tech, financial, mass consumer goods, and logistics and a unique background,, always with a focus on technical development, project management, and analytics.

For the last two years, he has supported the development and implementation of Unblock in Switzerland, managing relationships with several key players, like government, lawyers, compliance officers and accountants, in order the establish the basis for licensing approvals. He is the first Unblock employee in Switzerland appointed as Tech-Operations Operations Manager, and we can’t be prouder.

Head of Swiss Finance & Operations

Alpha Diallo

Master of good vibes. Business developer with more than 10  years’ experience. After his early years in banking, he decided to create his first company CSI Network Sarl to be active in international mobile top-up.

In partnership with DTONE, a major company based in Singapore, he started to develop his network to the proximity retail and online web-shop.  Currently, a member of the committee for the humanitarian association AccEd  which supports projects in Africa in education and professional training. Alpha has a degree from the Haute Ecole de Gestion in the field of business economics and he’s specialized in Finance and Risk Management.

Executive Assistant to CEO

Elena François

In addition to her organization and enthusiasm for participating in this project, her language skills do not go unnoticed; she is fluent in Spanish, French, English and Catalan.
A graduate of the Faculty of Science and Engineering at the Université de Toulouse III, her interests cover a multitude of areas; from science, to art, to design, and above all, her interest in cryptocurrencies and the digital world keeps growing everyday.

Branding Expert

Carlos Zúñiga

Creative Strategist with 20 years of experience in Brand Development, Design and Communications. His work is present in over 55 countries.
Carlos is an entrepreneur in the creative industries who thrives at the intersection of strategy, design and communications. In 2016 he co-Founded Madre Consulting, a firm specialising in SaaS and CPG brands. He also co-founded Chispafest, one of Latin America’s most successful creativity festivals, his passion project and social impact cause. In 2003, Carlos co-founded Webbasica, one of Central America’s first web design and online marketing agencies. Carlos holds a Master’s in Strategic and Creative Direction for Communications and Advertising from Instituto Europeo di Design, Barcelona, Spain.

Back End & Api’s Enigneer

esteban botero

A key element in the development of our application, Esteban is a senior developer with knowledge in multiple technologies. He has more than 6 years of experience being a team leader in software development and has worked in more than 100 projects.
He is passionate about technology and software development and earned his degree in Systems Engineering at the Instituto Tecnológico Metropolitano de Medellín.

Mobile App Developer

Alexander Mendez

With more than 3 years of experience in software development, several applications published in the stores, Alex was one of the cracks behind the development of Unblock. In addition, he was a mobile developer specializing in Android and cross-platform apps.
Passionate about artificial intelligence and electronics, he studied Technology at the Institución Universitaria Pascual Bravo, and obtained a specialization in Android from the Universidad Nacional Autónoma de México.



Programmer and web designer, Oscar is the master behind this website and has more than 5 years of experience designing and developing web applications and systems.  
Passionate about technology and graphic design, he graduated from the Faculty of Computer Science at Universidad Bolivariana, and handles key tools such as Adobe xd, Adobe Photoshop, Adobe Illustrator, Figma, Php, Javascript, Html, Css3, and WordPress. He has developed administrative systems and web pages in Colombia, Mexico, and the United States.

Legal Advisor and Compliance Officer in US

Ari Good

Crypto justice ninja. Cryptocurrency Lawyer and President of Good Attorneys At Law, P.A. Certified Anti-Money Laundering Specialist with insight into compliance matters crucial to FinTech startups and other businesses.

He graduated from the DePaul University College of Law in 1997 as a Dean’s Scholar, among the top 20% students of the year. Published author in the field of intellectual property and the Internet, earning him the CALI Excellence For The Future Award. He received his LL.M. in Taxation Law in 2005 from the University of Florida. Certified Blockchain Financial Analyst at the University of Nicosia, giving him a thorough grounding in blockchain business, regulation, technology, and Cryptocurrency Tax.

Our potential is
your potential.

We combine years of fintech expertise and innovation to simplify access to
the financial potential of digital currencies. Unblock gives you the control you
need to pursue your financial goals in a way that works best for you and the
confidence to do it anytime, no matter where you live.

Creating the financial
world we all need.

Application Download Coming Soon!